ZAR
USD
EUR
GBP
CAD
AUD
CHF
ZAR
USD
EUR
GBP
CAD
AUD
CHF

What are you looking for?

ZAR
USD
EUR
GBP
CAD
AUD
CHF
ZAR
USD
EUR
GBP
CAD
AUD
CHF
Hello traveller!

It's in Cape Town now.

We're sorry. Our safari planners aren't available now. Our office hours are 08:00 - 19:00 (GMT+2).

Call us to speak to an experienced safari planner.


Alternatively, we recommend...

travel-form-icon

Complete our travel enquiry form to connect with a safari planner

ENQUIRE TODAY
Email us
(optional)

Cash and Payments in Zambia

Africa's best authentic tailor-made safaris

View Photos

Cash and Payments in Zambia

Team Member Headshot

By Diane Du Plessis

Safari Travel Planner

Safari Enquiry

The currency in Zambia is the Kwacha (K). Official regulations state that all payments within the country must be made in kwacha, but US dollars are widely accepted by many of the larger hotels, lodges and tour operators. Indeed, prices for visas at the border, import taxes, and national park fees are all quoted in US dollars, which confuses the matter even more.

If you’re on an all-inclusive Zambia safari holiday most expenses will be taken care of anyway, and any tips or sundries can be paid for in dollars. If you’re self-driving, then carry enough cash in both currencies. Purchasing fuel is almost always a cash-only transaction, and often only payable in kwacha.

Credit and debit cards (Visa more so than MasterCard) are accepted at prominent stores, major supermarkets and large hotels, although these facilities become significantly less common when you leave Lusaka and Livingstone.

Similarly, ATMs are widespread in urban centers but increasingly less frequent (and less reliable) in the country’s interior. Very few places accept travelers’ cheques or American Express, so it’s best to avoid those two options entirely.

As with most African countries, cash is king, and if you’re carrying US dollars, smaller denominations are preferable ($1, $5, $10, and $20 bills). Larger notes are the most commonly forged, and, as a result, vendors are suspicious of them.

Be sure to inform your bank of your travel plans so that your card is not blocked due to suspected fraud. If you’re bringing cash into Zambia, any amount over $5000 must be declared on arrival.

How it Works

2

Contact us or fill out an enquiry form and one of our travel experts will help you tailor make your perfect safari

3

Enjoy an authentic African experience, with peace of mind

Travel with Confidence

With over 20 years of experience, our team will help you choose the perfect African safari for your adventure.
24/7 Support
Flexible
Authentic
Personalized

Why travel with us?

Recent reviews from travellers who planned and booked their Africa trips with Discover Africa Safaris
Extremely helpful, responsive and very enjoyable to work with!

11 Day Cape Town, Victoria Falls & Chobe Combo

Diane, United States
05 Jun 2023
Incredible trip. Diane was attentive, detailed, and extremely helpful!

Cape Town, Victoria Falls & Sabi Sand Safari Review

Dariusz, United States
02 Dec 2022
Prompt, professional and excellent service!

Senior Safari to Kruger & Botswana Review

Chetan Vora, Canada
20 Nov 2019
Excellent communication, professional & helpful service with quick response times.

Botswana Five Day Adventure Review

Pete, Ireland
26 Apr 2019
Visiting Gorillas in Uganda was a breeze thanks to Discover Africa Safaris!

Review of Gorilla Trekking in Uganda

Jorge Toledo, Brazil
23 Jul 2018
Thank you Ellena for your professional service!

A Safari Experience in Africa Review

Dirk Van Den Berg, Congo - Kinshasa
01 Feb 2013

Ready to plan your tailor-made safari?

Diane Du Plessis, Safari Travel Planner

Free safari planning advice from destination experts

HELP ME PLAN
Copyright © Discover Africa Safaris | Cash and Payments in Zambia | Last Updated: 29 September 2023