Travel insurance for Zambia

Comprehensive medical insurance is essential for holidays to Zambia. It should include cover for emergency evacuation and private hospitalisation within Zambia, transfers for specialist treatment in neighbouring countries and, ultimately, repatriation. Make sure you’re covered for safari activities and close wildlife encounters, and any other adventure activities you plan on doing. Walking and canoeing safaris usually require special cover. Bungee jumping and white water rafting almost certainly will.

Before you travel, check with your insurance provider on how their claims process works. They may pay medical costs upfront or expect you to pay the initial costs and seek reimbursement later. Familiarise yourself with the exact documents they require from hospitals and emergency services and, if you’re expected to pay initial costs, then carry a credit card with sufficient funds.

Many lodges and safari operators include emergency evacuation insurance in their rates. If they don’t or you’re not completely satisfied with your level of cover, you can purchase additional emergency evacuation insurance from Speciality Emergency Services (SES), Zambia’s main country-wide emergency medical support service. ses-zambia.com


Popular Zambia Safaris

These popular itineraries can be customised to match your budget and travel dates

 | Wilderness safari in Kenya, Zambia and Zimbabwe (10 days)

Wilderness safari in Kenya, Zambia and Zimbabwe (10 days)

Why not visit more than one exciting African destination? See the Great Migration, Victoria Falls and wildlife-rich Hwange National Park...

Camp fire | Victoria Falls, Okavango Delta and Chobe Safari (7 days)

Victoria Falls, Okavango Delta and Chobe Safari (7 days)

This three-in-one journey will show you the majestic Victoria Falls, the massive elephant bulls of Chobe and the natural wonder that is the Okavango Delta...

 | Jewels of Zimbabwe and Zambia Safari (9 days)

Jewels of Zimbabwe and Zambia Safari (9 days)

Fall under the spell of three prime attractions in Zimbabwe and Zambia – Victoria Falls, Hwange National Park and the Mana Pools ...

Boating on the Chobe River | Quick Victoria Falls and Chobe Experience (5 days)

Quick Victoria Falls and Chobe Experience (5 days)

Visit Livingstone, Zambia, to marvel at the Victoria Falls – or 'the smoke that thunders' – before going on safari and a river cruise in Botswana's Chobe National Park...

 | City and Safari in Southern Africa (14 days)

City and Safari in Southern Africa (14 days)

Majestic wildlife and the riches of Africa. ...

Boat at sunset | Luxury Zambian Odyssey (7 days)

Luxury Zambian Odyssey (7 days)

One week safari to three Zambian national parks, including the flagship South Luangwa, and end in style with a visit to the remarkable Victoria Falls...

 | Best of Zambia Wilderness Safari (10 days)

Best of Zambia Wilderness Safari (10 days)

With some of the wildest and most remote game areas on the continent, and a remarkably low population in a massive country, Zambia has an aura of mystery waiting to be uncovered....

Victoria Falls | Grand Zambia Wildlife Safari (9 days)

Grand Zambia Wildlife Safari (9 days)

Combine water and wildlife in a journey that takes you from the Victoria Falls to Kafue and South Luangwa national parks – Zambia at its best...

 | Luxury Safari in Botswana and Victoria Falls (7 days)

Luxury Safari in Botswana and Victoria Falls (7 days)

Experience the paradise of Botswana and enjoy game viewing as well as exciting activities in Zambia ...

Romantic view | Deluxe Honeymoon Safari in Cape Town, Kruger and Victoria Falls (10 days)

Deluxe Honeymoon Safari in Cape Town, Kruger and Victoria Falls (10 days)

Combine three of Southern Africa's most loved destinations into one romantic getaway and you'll share the memories forever...

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