Why you need travel insurance in 2018

discoverafrica 24 January 2018
Part of the Tanzania Safari Collection
Back to the Our Blog

You’ve finally booked that dream safari in Africa and as you touch down at your destination, you’re filled with trepidation, wonder and excitement for the trip of a lifetime. The sights and sounds of a foreign country can be overwhelming.

The truth is that there is a certain amount of risk involved in travel, regardless of global technology’s influence on how we traverse the globe. Most resorts and tourist destinations are safe enough, but anything can happen during a long vacation, and when they do, it's good to have something that you can fall back on, and that's what travel insurance policies are designed to do.

Whether it's natural calamities, lost possessions or legal issues, a good travel insurance policy can protect you against all manner of emergencies. Here is a brief overview of what you can expect from the average travel insurance policy.

Lost luggage

Although this is relatively common, there really isn’t anything more annoying than having baggage lost or delayed during transit. Good travel insurance will protect you with a small allowance so that you can freshen up before your baggage finally arrives. If your luggage is stolen or damaged, this is also grounds for claiming from your travel insurance provider.

Delayed flights

Delayed flights are another travel inconvenience that can’t be predicted. Unusual weather patterns or an aviation emergency can leave travelers high and dry. If your airline cannot accommodate you during your transit, your travel insurance will sort out the problem. Use your allowance to get last-minute accommodation, toiletries or some food before you’re on your way again.

Medical emergencies

While medical emergencies don’t happen often, when they do it can be quite a shock. One doesn’t necessarily plan for this but sometimes it may happen to you. Illness or injury is a scary thing to happen while on safari and travelers need plenty of support in these cases. If you require hospitalization or expensive medicines, your travel insurance will have your back until you’re healthy enough to get back home.

Legal issues

Sometimes, a brush with the law in another country can happen. It’s often a good idea to book your African safari with the help of a safari expert so that they can inform you of the laws of another country. Accidents do happen and should you find yourself on the wrong side of the law, travel insurance can make or break a situation like this.

Money matters

Lost or stolen cash and credit cards is any traveller’s worst nightmare. If there is no bank representative in your destination, getting yourself back on track can be very challenging. The good thing is that travel insurance will help you get back in touch with your cash. Most embassies cannot help you with this matter so travel insurance is your best bet.

From weather-related accidents to unexpected cancellation fees, travel insurance is designed to protect you and your family from the pitfalls of long-destination journeying. A travel insurance policy may also be useful if you're traveling together with a group. Assuming the policy also covers your companions, it can protect them against the same contingencies that you
are protected from.

While travel insurance is an additional expense, but is really worth it when you consider the overall cost of an African safari . Sometimes a little financial protection can be extremely handy should the unexpected happen.

Some related info

Five romantic honeymoon accommodation options in Serengeti

What better way to celebrate your joyous union than with a journey back to the very continent that started it all, the journey of mankind? Serengeti is romance personifies and when it comes to organising the perfect honeymoon to this magical area, we’ve got you covered. Serengeti offers endless options when it comes to honeymoon travel spanning from five-star safaris or the annual great…

Luxury Camp: Lemala Ewanjan Tented Camp

Lemala Ewanjan Tented Camp is a deluxe camp with 12 beautiful tented suites set within the game-rich Seronera Valley in a secluded part of the Central Serengeti. The Seronera valley is renowned for its year-round game viewing due to its abundance of water, as well as its large population of resident cats. The camp offers breathtaking views of the Serengeti plains and its prolific…

Experience the best of the Great Migration on a luxury safari

Want to splurge on an amazing Great Migration safari? After all, this is one of the most awe-inspiring natural phenomena on the planet, so why not treat yourself to the best destinations at the best time? What does a luxury safari mean? The factors that determine your Great Migration safari experience will be based around the following: The luxury level of your accommodation Your…

Africa actually hosts two great animal migrations

Each year, hordes of wildebeest, antelope, and zebra migrate across the great Botswana plains in search of better grazing lands. Commonly referred to as the Great Migration, this natural spectacle is an annual experience every traveler should include in their bucket list. Over two million animals migrate from the Serengeti in Tanzania to the Kenyan grasslands in the Maasai Mara. But…

Meet HerdTracker – Our Great Wildebeest Migration prediction tool

The Great Wildebeest Migration is undoubtedly one of nature’s most spectacular events encompassing the trials and tribulations of millions of wildebeest and other migratory animals on their quest for lush, green grass and fresh water. It’s the ultimate journey of life and death – so why would you want to miss it? Going on a migration safari can be costly, and naturally, you want to make…

January Herdtracker Update

The herds have started to arrive in the Ngorongoro Crater Conservation Area, mainly heading towards the Ndutu lake region. The herds are still spread out along the south eastern area of the Serengeti, but all are slowly making their way south, and this time of the year a percentage of the wildebeest can be found outside the confines of the Serengeti. January is the start of the calving…

You Might Also Like

 | Affordable Ngorongoro & Serengeti Safari

Affordable Ngorongoro & Serengeti Safari

We're offering our guests the chance to explore two world-famous destinations in under a week ...

 | HerdTracker February Calving Season in Tanzania

HerdTracker February Calving Season in Tanzania

Travelling to Tanzania during the calving season is a sight to behold and something unique to the region...

 | February Calving Season Safari in Tanzania

February Calving Season Safari in Tanzania

Visit Tanzania during the calving season to see wildebeest calves join the massive herds making their way through the Serengeti for the great migration....

 | 9-day Great Wildebeest Migration safari with HerdTracker

9-day Great Wildebeest Migration safari with HerdTracker

This is the stage on which the greatest wildlife show on earth and plays out, as it is by far the greatest mass movement of land mammals on the entire globe....